Financial Aid for Students: Scholarships from Government, NGOs & Companies

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🎓 1. Central Government Scholarships

  1. Central Sector Scheme of Scholarship (CSSS)
    For Class 12 pass-outs in top 20% with annual family income ≤ ₹8 lakhs. Awards ₹10k–₹20k/year for UG/PG students. Apply via NSP. 
    🔗 Apply here (scholarships.gov.in CSSS)

  2. National Means‑cum‑Merit Scholarship (NMMS)
    For Class 9–12 students with family income < ₹1.5 lakh. ₹12,000/year. 
    🔗 NSP – NMMS

  3. AICTE Pragati & Saksham Scholarships

    • Pragati for female engineering/diploma students from SC/ST/OBC backgrounds

    • Saksham for differently-abled technical students; family income ≤ ₹8 lakhs, ₹50,000/year 
      🔗 NSP – AICTE Schemes

  4. Prime Minister’s Research Fellowship (PMRF)
    For PhD candidates in STEM/HSS/medicine; up to ₹10.92 lakhs/year. 
    🔗 [PMRF via Education Ministry portal]

  5. PM‑USP & Related Education Loan Subsidies
    Central Sector Scheme & PM‑Vidyalaxmi provide ₹12k–₹20k/year scholarships + interest subsidy on education loans for families earning ≤ ₹4.5 lakhs.
    🔗 Ministry of Education – Higher Education Schemes

  6. Dr Ambedkar Post‑Matric Scholarship (SC) & PM Scholarship Scheme (ex‑servicemen wards)
    Merit-cum-means aid for SC/OBC/minority students.
    🔗 [NSP – Dr Ambedkar/PMSS]

  7. INSPIRE Scholarship (DST)
    For BSc/MSc students in natural/basic sciences.
    🔗 [INSPIRE DST portal]

  8. Ishan Uday (NER) and LIC Scholarships
    Specific to North-East region and underprivileged students.
    🔗 [UGC NSP Portal]

🏛 2. State Government Schemes

  • Sant Ravidas Shiksha Sahayata Yojana (UP) – Aid to children of labourers. 

  • Mukhyamantri Abhyuday Yojana (UP) – Free coaching for competitive exams. 

  • OBC/Post‑Matric Scholarships (UP) – ₹10k–₹50k; benefits >30 lakh students. 

  • IIT‑Madras Power‑Grid Scholarship – Merit‑based scholarships for EWS B Tech students; funded by Power Grid. 

  • Thalliki Vandanam (Andhra Pradesh) – ₹8,745 cr welfare stipend (top‑up to central scholarships). 

Also, many states run EWS and merit scholarships—for example, Maharashtra’s General Students’ Merit Scheme. 

💼 3. Corporate / Private Scholarships

These initiatives often provide ₹25,000–₹6 lakhs/year:

  • Tata Trusts

  • Infosys Foundation

  • Aditya Birla Scholarship

  • Reliance Foundation

  • HDFC Parivartan Scholarship

  • Mahindra All India Talent Scholarship

  • ONGC Foundation

  • Coca‑Cola Scholars

  • Jindal Foundation

  • L&T Build India

  • Bharti Foundation

  • Wipro Education Scholarship

  • Samsung Star Scholarship

  • Shriram Foundation

  • Vodafone Idea Foundation 

🔗 Corporate details via Education Exclusive list.

🤝 4. NGOs & Foundations

  1. Foundation for Excellence (FFE)
    Supports meritorious, low-income students in engineering, medicine, pharmacy, law. Over 81,000 scholarships granted. educationexclusive.comen.wikipedia.org
    🔗 [ffe.org]

  2. Eklavya India Foundation
    Mentors first-gen college students from tribal/Dalit/OBC communities for HE admissions/fellowships. en.wikipedia.org
    🔗 [eklavyaindia.org]

  3. Maulana Azad Education Foundation
    Scholarships and fellowships for minority students, with focus on girls. en.wikipedia.org
    🔗 [minorityaffairs.gov.in]

  4. Yuva Unstoppable
    Scholarships + mentorship programs; includes Kotak Kanya, Laduma Dhamecha, Udaan, etc. en.wikipedia.orgen.wikipedia.org
    🔗 [yuvaunstoppable.org]

  5. Aashayein Foundation
    Supports education for underprivileged children with backing from major tech firms. en.wikipedia.org
    🔗 [aashayeinfoundation.org]

  6. Agastya International Foundation
    Hands-on science learning & support for economically disadvantaged students. en.wikipedia.org
    🔗 [agastya.org]

  7. SDEF, Azim Premji University Scholarships, etc.
    Provide ₹20k–₹50k/year based on income ≤ ₹6–12 lakhs. buddy4study.com

📌 5. Application Strategy

StepAction
1Regularly check NSP portal (scholarships.gov.in) for government schemes
2Keep revenue permission & income proofs updated
3Identify 2024–25 application windows, typically Jan–Mar
4Gather documents: mark sheets, Aadhaar, income, caste, disability certificates
5Apply for both govt and corporate/NGO scholarships to diversify support

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